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Payment Application Development Company at Yojji

Every transaction is made simple using Yojji's Payment Application Development solutions. Our apps guarantee 100% adherence to industry standards, increase client retention rates by 30%, and cut down on payment processing time by up to 40%. We assist you in developing payment systems that keep your clients - and your business - moving forward with quick, safe, and intuitive designs.

Services

At Yojji, we offer a comprehensive suite of payment application development solutions designed to enhance your business operations.

Solutions for Peer-to-Peer (P2P) Payments

We create peer-to-peer (P2P) payment systems that ease instantaneous money transfers between users. These systems make it simple to transfer money to friends or share bills. Our P2P solutions provide unparalleled simplicity and security with features like robust encryption and real-time notifications.

ACH Payment Integration

Our ACH payment services allow for fast, efficient, and more cost-effective ways of performing bank-to-bank transactions for companies. This is great for payroll, recurring payments, and huge transactions, ensuring reliability and compliance with NACHA standards.

Spend Management Features

We design robust spend management functionality to set budgets, track expenses, and manage finances from within the app. The spending management features boost the level of user engagement in comprehensive payment ecosystems.

International Money Transfer Solutions

Extend your application's functionality to include international transfers, like real-time exchange rate calculation and multi-currency support. Our solutions are crafted to manage cross-border compliance and ensure seamless global transactions.

Mobile Payment App Development

We design and build sleek, user-friendly mobile payment apps that make on-the-go transactions seamless. Our apps are optimized for speed, security, and scalability, ensuring they meet the demands of modern users.

Payment Gateway Development

We develop fully customized payment gateways that integrate with your app and support multiple modes of payment, fraud prevention, and real-time processing. These gateways provide security and reliability for the different payment options your customers want.

Custom Payment App Solutions

We create custom payment apps from the ground up for companies with special needs. Whether this is loyalty program integration, advanced analytics, or niche payment systems, we ensure the solution fits your goals.

Recurring Billing and Subscription Management

The subscription management features of our gateway automate recurring billing and invoicing for subscription-based businesses. It minimizes manual efforts, enriches user experience, and guarantees predictable revenues.

Compliance and Security Implementation

We integrate PCI DSS, GDPR, AML, and other compliances to protect sensitive data and assure international standards. Let's build users' trust in your application and protect it from possible breaches together!

Our Payment Application Development Solution Key Steps

Defining Payment Goals and Transaction Needs

Defining Payment Goals and Transaction Needs

We work with you to identify the core transaction types your app will handle, be it P2P, ACH transfers, or subscription billing. This step shapes the functionality of the app to align with your business objectives and customer expectations.

Customizing Features Based on Target Users

Building Secure Payment Infrastructure

Seamless Payment Gateway Development

Compliance and Fraud Prevention Systems Implementation

Real-Time Payment Tracking and Notifications

Thorough Examination of Payment Scenarios

System Monitoring, Deployment, and Launch

Feature Updates and System Scalability

Benefits of our Payment Application Development Solutions

Putting Yojji's payment application development solutions into practice guarantees several advantages that boost company expansion and productivity. Our specialized services are intended to streamline financial operations while achieving quantifiable gains in critical performance areas.

Faster Time to Market

Our experience and pre-made frameworks work together to speed up development and enable a 30% quicker release of your project. This offers you a competitive edge in attracting clients and expanding your user base.

Higher Transaction Success Rate

Our apps cut down on transaction failures by 40% because to their strong back-end systems and streamlined payment gateways. This guarantees more completed payments and less disruptive customer experiences.

Enhanced User Retention

Spending management tools, real-time payment tracking, and customized dashboards increase customer engagement and satisfaction, which can result in up to 35% user retention. It builds a brand-new, devoted clientele.

Reduced Operational Costs

Our apps' effective code architectures and integrated compliance tools reduce the need for frequent upgrades and manual interventions. To make long-term management affordable, it lowers maintenance costs by 20%.

Future-Proof Scalability

According to our experience, scalable design may handle transaction volumes that increase with your company. With this configuration, the application may be able to handle a threefold increase in users without experiencing any performance issues, making it robust and competitive.

Healthcare Booking Platform

Industry: Healthcare
Timeline: December 2024 - July 2025

Our team designed and developed a custom healthcare booking platform where patients can search doctors, view real-time availability, and book appointments in a few clicks. It’s a unified system that connects multiple medical institutions, handles payments, and synchronizes bookings with each clinic’s CRM. In 7 months, our client got a fully functional web application.

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    A Platform for Investors

    Industry: Fintech
    Timeline: October 2024 - October 2025

    Our project is a web application for managing investments across stocks, crypto, and private equity. The request was to design, develop, and launch the platform with a focus on trading logic, data integration, and user experience. Our client received a fully functional, investor-ready platform with customizable dashboards and precise analytics.

    • React
    • Typescript
    • Node.js
    • Postgres
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    Infinightly – Smart Social App

    Industry: AI
    Timeline: October 2024 - August 2025

    Infinightly is a social event management app for modern event creators and attendees. Over 10 months of collaboration, our Yojji’s team transformed the idea into a full-featured social ecosystem where users can effortlessly explore, organize, and manage every stage of their event journey. It also helps reduce event setup time by over 40%.

    • React Native
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    AI-Powered Virtual Fitting Room

    Industry: Ecommerce, AI
    Timeline: August 2025 - October 2025

    The AI-powered Virtual Fitting Room is our solution that lets users mix and match outfits and instantly see how each look fits using an AI model or a personal photo. It helps fashion brands personalize shopping, increase conversions, reduce returns, and provide a confidence-driven user experience without complex integrations.

    • React
    • Tailwind CSS
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    Jellibeans - AI Fashion Analytics Platform

    Industry: AI
    Timeline: March 2022 - October 2024

    Aggregating comprehensive real-time fashion market insights from diverse verified sources, Jellibeans transforms raw data into actionable strategies for brands and suppliers. By integrating advanced analytics with multiple dimensions, the platform ensures precise trend predictions and industry foresight.

    • React
    • Nestjs
    • Google Cloud Platform
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    RideNow – Urban Rental App for Scooters and E-Bikes

    Industry:
    Timeline: January 2025 - October 2025

    The client needed a rental app that allows users to easily book, unlock, and pay for scooters, e-bikes, and e-motos. In just 5 months, our team delivered a fully functional, scalable urban rental app and admin system. It helps optimize logistics, reduce maintenance costs, and scale their services across different cities.

    • React Native
    • Postgres
    • JS
    • Nestjs
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    StudyHall - Online platform for teachers and students

    Industry: EdTech
    Timeline: February 2024 - November 2024

    An innovative EdTech platform that leverages artificial intelligence to provide personalized learning experiences. It offers a wide range of interactive tools designed to help students and professionals enhance their knowledge, improve retention, and achieve their learning goals more effectively.

    • React
    • Node.js
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    CSI Helsinki Leading Legal Software Solutions

    Industry: Legal
    Timeline: August 2021 - September 2023

    CSI – Creative Software Innovations is a software house devoted to developing solutions for the legal industry. The company stands out as a reliable and financially stable partner, offering advanced and continuously evolving software that helps law firms maximize efficiency and business value.

    • React
    • React Native
    • k8s
    • Docker
    • Nestjs
    • Azure DevOps
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    STB Union — on a Mission to Make Finances Convenient for Everyone

    Industry: Fintech
    Timeline: February 2020 - Present

    STB Union, a major FinTech player, partnered with Yojji to evolve from a traditional currency exchange network into a modern financial marketplace. The project aimed to develop a secure, scalable platform for multi-currency wallets, international transfers, and digital card services, using React JS, React Native, and Java to enhance STB Union’s service offerings and strengthen its position in FinTech.

    • React
    • React Native
    • Java
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    A matter of design

    Industry: Ecommerce, AI
    Timeline: June 2023 - November 2023

    Discover AMOD, an AI-powered interior design and furniture shopping platform in Hong Kong, transforming the design experience with user-centric technology. This case study reveals AMOD’s journey - its goals, achievements, and strategies - creating a digital space for design enthusiasts and furniture lovers, reshaping the furniture shopping experience.

    • Nestjs
    • Cloudflare
    • Postgres
    • Redis
    • Github actions
    • Docker
    • Terraform
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    Worldwide Remittance SaaS Platform

    Industry: Fintech
    Timeline: Jan 2017 - Feb 2020

    Vala facilitates direct money transfers between businesses, reducing transaction costs and creating new revenue streams. Our team handled the UI design, revamped the application’s admin panel, and built a mobile version from scratch. Ultimately, we were given full autonomy over project design and development decisions.

    • React
    • React Native
    • Java
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    Time Track System

    Industry: Workforce Management
    Timeline: Oct 2018 - Mar 2019

    The Time Machine app is designed to easily track and manage work hours. It features weekly timesheets for setting time frames and adding comments, all within an intuitive interface. We created this app to meet the client’s requirements, enabling employees to track task time by project and fostering streamlined team communication. Additionally, it provides top managers with tools to assess individual performance effectively.

    • Vue.js
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    Covid-19 Symptom Screening & Tracking for Schools

    Industry: Healthcare
    Timeline: Mar 2022 – Present
(~1 year)

    Symptomatical is a symptom management system developed to help companies and schools reopen safely and proactively manage COVID-19 risks. Our team enhanced the platform with analytics tools, an admin dashboard, a secure authorization system, a dedicated landing page, and Stripe API integration. This solution supports daily health screenings, enforces safety protocols, and ensures seamless operational continuity.

    • React
    • React Native
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    Social Network App

    Industry: Social Media
    Timeline: Jan 2020 - Apr 2020

    Our client is an exclusive network of over 800 high-net-worth individuals, including executives, entrepreneurs, and investors, dedicated to expanding business connections, sharing insights, and solving investment challenges. The company engaged our team to develop an online platform to streamline member interactions, support networking, and simplify meeting scheduling, enhancing community connections and collaboration.

    • React
    • React Native
    • Node.js
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    Smart Health

    Industry: Healthcare
    Timeline: Feb 2020 - Sep 2020

    We developed a robust software solution for hospitals and medical centers to conduct remote health consultations and COVID-19 surveys, with a focus on informing patients about illness prevention. Our client needed a tool to survey patients, especially the elderly, assess their risk, and provide customized recommendations based on responses. Additionally, we enabled healthcare organizations to create and customize their own online surveys, enhancing patient support and safety.

    • React
    • React Native
    • Node.js
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    Cross countries payroll solution for SMB

    Industry: Fintech
    Timeline: Oct 2018 - Aug 2019

    Payroll is a $1.2b cloud-based solution enabling companies of all sizes to manage global payroll, facilitate direct money transfers, and oversee payment cycles. They approached us in January 2019 to build this system on their financial and legal infrastructure. Yojji led the front-end development, including design, and contributed to back-end tasks. Through close collaboration and our team’s expertise, we successfully developed an efficient payroll system from scratch.

    • Angular
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    Payment system for entrepreneurs from scratch

    Industry: Fintech
    Timeline: Mar 2020 – Oct 2022

    Osu supports sole traders with a business management and payment app integrated with accounting software. The client initially asked us to design and develop the front end for their open-banking service, including a payment widget and admin system. Yojji delivered a widget and dashboard for merchants to track payments, manage users, and customize features. After a successful MVP launch, we continued developing an app to create and track payment requests. Today, we’re actively enhancing the mobile app with new features.

    • React
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    Investment application for parents

    Industry: Fintech
    Timeline: Apr 2020 - Oct 2020

    This feature-rich financial mobile app offers investment opportunities for parents looking to secure their children's futures. They approached us to build this innovative fintech platform from scratch. In just three weeks, we successfully delivered a fully functional MVP within a tight timeframe, meeting all client expectations.

    • React Native
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    Workforce Management Solution

    Industry: Workforce Management
    Timeline: Jun 2019 - Nov 2019

    Avenue tasked us with creating a platform for large companies, allowing employees to set development goals, schedule lectures, receive notifications, and give feedback. Using Scrum with two-week sprints, our PM ensured smooth communication and quick issue resolution. After launching the MVP, we provided biweekly updates, efficiently incorporating client feedback and new features.

    • React
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    Testimonials

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    Yojji successfully delivered the project within schedule. They demonstrated excellent project management via weekly sprint demos and promptly made adjustments based on the client's feedback. Their responsiveness and collaborative attitude were key elements of their work.
    Julian Leung
    Product Manager - A Matter Of Design | Property Tech & Artificial Intelligence
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    Yojji was an instrumental part of the client’s team, working closely with them to achieve the product’s success. The team was very collaborative and timely, and their performance was amazing. Additionally, their resources were experienced, professional, and enjoyable to work with.
    Alon Zion
    Alon Zion
    Former Co-Founder, Vala
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    Yojii is impressive both in quality of development work as well as their commitment. Strong focus on delivery, highly technical personnel, flexible approach that allows for rapid development. Strong processes that allow for solid controls.
    Rohit Mahajan
    Rohit Mahajan
    Executive, Performlive Inc
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    We’re very happy with the way that Yojji works, which is why we’ve spent so much money and engaged them for such a long time. We treat them as employees in regard to responsibilities and expectations, and they haven’t disappointed us.
    Noam Nevo
    Noam Nevo
    Co-founder of OSU
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    As a company, we find Yojji to be excellent development partners - we cannot recommend them more highly and will be very happy to continue working with them in the future.
    Gareth Reese
    Gareth Reese
    Marketing Manager
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    They are really nice people with excellent technical backgrounds.
    Bjorn Beyersdorff
    Bjorn Beyersdorff
    CEO, Founder
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    We used Agile project management methodology and were in contact with the team and project manager daily.
    Arvind Sedha
    Arvind Sedha
    Software Development Director
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    They all had a super positive outlook and were dedicated to getting the work completed to a high standard.
    Philip Black
    Philip Black
    CEO
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    Yojji has delivered an accessible product with thorough consideration for the client's requirements. Users have commented on the platform's user-friendliness and speed. Moreover, the team is easy to communicate with and provides frequent updates. Their development and design skills are impressive.
    Lisa Ross
    Lisa Ross
    VP of Experience & Tech, Avenue
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    FAQ

    How much does it cost to develop a payment app?

    How do I create a money transaction app?

    How to create a P2P app?

    Fill out our contact form for a free consultation, or book an online meeting directly via the Calendly link.
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    Meet up in person

    NL, Amsterdam

    Ildar Kulmuhametov
    Ildar Kulmuhametov
    CEO, Co-Founder

    USA, Austin TX

    Yevhen Piotrovskyi
    Yevhen Piotrovskyi
    CTO, Co-Founder

    Spain, Madrid

    Timofey Lebedev
    Timofey Lebedev
    COO, Co-Founder
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